Gwinnett County Motorcycle Accident
A common question that many motorcycle drivers ask is what the difference between underinsured and uninsured coverage is. Uninsured motorist coverage pays you for your injuries when someone who has no coverage injures you. In other words, it will ensure that you get paid even if the other person is uninsured. On the other hand, underinsured motorist coverage pays you for your injuries when the other driver has insurance coverage but their coverage is not enough to fully compensate you for your injuries.
There are also other types of coverage. For instance, liability covers you if you are found responsible for injuring another party with your vehicle, and property damage covers you if you are found responsible for damaging somebody else's property with your vehicle. Comprehensive covers theft of your motorcycle and its parts and damage caused by vandalism or natural disasters. Collision coverage will pay you regardless of who was at fault in the accident. Medical coverage pays for your medical expenses including bills for treatment for spine injuries, bone injuries, and burn injuries. Umbrella insurance provides additional liability coverage for those rare situations in which the damages are extensive.
Many policies will not cover certain damages, and to fully understand what your policy does cover, it will help to have an experienced motorcycle accident lawyer by your side. If you have been injured as the result of another person's reckless or negligent actions, contact Charles Scholle and schedule a free case consultation today.